Cresta WAVE is coming to Dallas November 12-14, 2025! Request your invitation to attend this exclusive event – Cresta WAVE 2025

  • Products
    Back
    PLATFORM
    AI Platform
    Cresta is the enterprise-grade Gen AI platform built for the contact center and trained on your data.
    • Cresta Opera
    • Integrations
    • Responsible AI
    PRODUCTS
    AI Agent
    Cut costs, not quality, with human-centric AI agents you can trust
    Agent Assist
    Harness real-time generative AI to empower agents with unmatched precision and impactful guidance.
    • Knowledge Assist
    • Auto-Summarization
    Conversation
    Intelligence
    Discover and reinforce the true drivers of contact center performance.
    • Cresta Insights
    • Cresta Coach
    • Cresta Quality Management
    • Cresta AI Analyst
  • Solutions
    Back
    USE CASES
    Sales
    Discover and reinforce behaviors that accelerate revenue growth
    Customer Care
    Deliver brand-defining CX at a lower cost per contact
    Retention
    Transform churn risks into
 lifelong promoters
    Collections
    Accelerate collections while minimizing compliance risk
    INDUSTRIES
    Airlines
    Automotive
    Finance
    Insurance
    Retail
    Telecommunications
    Travel & Hospitality

    Cresta’s AI Agent is Omnichannel: Seamless Conversations, Anytime, Anywhere

    LEARN MORE
  • Customers
    Back
    Customer Stories
    Learn how Cresta is delivering lasting value for our customers.
    • CarMax
    • Oportun
    • Brinks Home
    • Snap Finance
    • Vivint
    • Cox Communications
    • Holiday Inn
    • A Top Telecom
    • View all case studies

    Our Own Zero to One: Lessons Learned in Building The Brinks Home AI Agent

    LEARN MORE
  • Resources
    Back
    Resources Library
    • Webinars
    • Ebooks
    • Reports
    • Solution Briefs
    • Data Sheets
    • Videos
    • Infographics
    • Media Coverage
    • Press Releases
    Blog
    Industry News
    Help Center
    Solution Bundles

    AI Maturity Blueprint: A Practical Guide to Scaling AI Adoption in the Contact Center

    LEARN MORE
  • Company
    Back
    About Cresta
    Careers
    Trust
    Customers
    Partners

    Cresta Named a Leader and “…a Force To Be Reckoned With” in The Forrester Wave™: Conversation Intelligence Solutions for Contact Centers, Q2 2025

    READ THE POST
Request a demo
Request a demo

NEWS | CS in Banking

Moving beyond the ‘fix-it squad’ and leveraging customer service to uncover upstream flaws

by Cresta News Desk

published June 29, 2025

Credit: Outlever

Where I see most organizations failing is truly only leveraging technology and outsourcing as a cost saving. They rarely look at it as a way to enable a higher level of service or as a human enabler; it’s purely ‘how can I reduce the headcount?’.

Michelle Norcross

Sr. Manager in Transaction Dispute Intake

Fifth Third Bank

Customer service often wears the thankless badge of 'cost center'—a reactive "fix-it squad" for when operations inevitably stumble. But this narrow view blinds businesses to its profound power: the ability to not just solve problems, but to proactively defuse them and forge loyalty through genuine human connection. Unlocking this potential transforms service from a simple clean-up operation into a strategic engine of insight and enduring customer relationships.

Michelle Norcross is a seasoned customer experience executive who has driven strategy at companies like Avon and Luxottica, and now applies her cross-industry expertise as Senior Manager in Transaction Dispute Intake at Fifth Third Bank. Her application of CS fundamentals rests on a core principle: "People are people," regardless of the industry.

Making the brand: "The mechanics of the customer service function in any company are unique to that company," Norcross explains. "That's table stakes. But what makes or breaks a brand is how you engage with the customer when you have failed somewhere upstream on that brand promise." She recalls a CEO who championed the book The Best Service is No Service, a premise she initially found counterintuitive.

"My objective was to find out why people are calling and how to eliminate that need. People don't want to call you; they just want the product or service to work. When they do call, 99% of the time it's because something has gone wrong, and we've introduced friction into the relationship." For Norcross, customer service then becomes about "engaging with that customer in a way that makes them feel valued, recovers them back to the brand, and reinforces that the business is good to its word."

Beyond a cost center: Her philosophy directly challenges the view of customer service as merely a cost center, positioning it instead as a vital source of business intelligence. Norcross shares a compelling example from her experience leading a customer support transformation, where the team was initially fielding nearly one inbound contact for every order shipped—a clear signal of friction in the customer journey. By leveraging speech-to-text analytics, they were able to uncover key drivers behind the volume. "We could suddenly see patterns—like contact spikes tied to specific campaigns or product issues," she explains.

"In one case, we identified a significant increase in reports of damaged goods, which led us to a packaging flaw. That insight allowed us to work cross-functionally and implement a fix within a week." Over the next three years, that kind of data-informed responsiveness helped reduce inbound volume by two-thirds, demonstrating a strong return on investment. Even as a cost center, the support function was delivering measurable efficiency and improved customer satisfaction.

The mechanics of the customer service function in any company are unique to that company. That’s table stakes. But what makes or breaks a brand is how you engage with the customer when you have failed somewhere upstream on that brand promise.

Michelle Norcross

Sr. Manager in Transaction Dispute Intake

Fifth Third Bank

The AI Tightrope: That success in transforming data into actionable insight paves the way for how Norcross views today's AI revolution. She advocates for a human-first strategy, warning against the common pitfall of chasing cost savings at the expense of service quality. "Where I see most organizations failing is truly only leveraging technology and outsourcing as a cost saving. They rarely look at it as a way to enable a higher level of service or as a human enabler; it's purely 'how can I reduce the headcount?'." She favors a phased approach. "Within customer service, I think we would do ourselves a huge benefit to first leverage AI to support the human agent. Imagine if an agent could just ask AI the answer from the internal knowledge base instead of toggling and searching through a 22-page document while a customer waits." Implementing AI this way not only makes agents more efficient and improves CSAT but also provides valuable data.

But Norcross also points to hurdles to widespread, effective AI adoption. "I think it's budget first and foremost," she states, followed closely by "the maturity and core competency of the organizations, the people." AI's fast-paced development outpaces the availability of skilled personnel, and companies often underestimate the resources needed to manage new technologies. "How do I integrate AI with a telephony infrastructure that was end-of-life in 2022?" she posits, highlighting a common challenge. Despite these obstacles, she remains optimistic about AI's long-term impact.

Up-leveling support at large: Looking ahead, Norcross believes AI will ultimately lead to better support, but it will demand more from the human workforce. "It's going to require a significant upgrade in skill level of the contact center workforce because as it evolves, the questions that come to a human being are more and more complex." It's not a new trend; she points out how CS roles have grown more demanding over time, from basic message-taking for products like the Ginsu knife in her early career to today's complex problem-solving.

"If you're working on the phones in a true customer service department, you have to be able to think critically. You have to have good problem-solving skills. You have to have much better computer skills than you did back in the day. So there will be a population that sort of gets left behind and has to find another path. But overall, I think we land in a better place from a service perspective."

Key points
  • Customer service is often seen as a cost center, but it can transform into a strategic asset by proactively solving issues and building customer loyalty.

  • Michelle Norcross, a CS executive at Fifth Third Bank and ex-Avon and Luxottica, discusses the importance of engaging with customers to reinforce brand trust.

  • At Avon, Norcross used speech-to-text analytics to reduce inbound calls and improve customer satisfaction by addressing product issues quickly.

  • Looking ahead, Norcross says proper integration of AI in CS will require an upgrade in workforce skills as the complexity of customer inquiries increases.

100 South Murphy Ave Ste 300
Sunnyvale, California 94086

Karl-Liebknecht-Str. 29A
10178 Berlin, Germany

100 King Street West
1 First Canadian Place, Suite 6200
Toronto ON M5X 1E8

Info
  • AI Platform
  • Customers
  • Resources
  • Partners
  • Trust
  • About
  • Careers
  • Blog
  • Support
  • Contact Us
Follow us
  • LinkedIn
  • YouTube
  • Twitter

Newsletter

Subscribe for the latest news & updates

© 2025 Cresta

  • Terms of Service
  • Privacy Policy
  • Employee Privacy Notice
  • Privacy Settings